LITL

1. Introduction to LITL

LITL is an AI-assisted trading platform that allows users to design, test and deploy strategies without coding. The service is operated in Paraguay under R.U.C number 9303997.

2. Definitions

• Platform: all websites, APIs and applications operated by LITL.
• AI Robots: software agents (e.g., Scarlet, ezelia, Edena) generating signals and execution scenarios.
• Account: personal authenticated space providing access to the services.
• API Key: authentication information provided by a third-party exchange for execution.
• Backtest: execution simulation on historical data with modelled constraints and latency.
• Privilège Member: customer benefiting from specific advantages according to the subscribed offer.

3. Purpose

These Terms govern the sale of subscriptions, access packs and all services offered on the Platform, including AI Robots, analysis modules, backtests and third-party integrations. LITL does not provide financial or investment advice of any kind.

4. Detailed description of services

• Access to AI Robots and their dashboards (scores, weights, decision metrics).
• Generation of signals (entry/exit/cancel) based on user-selected parameters.
• Backtesting with reproducibility (timestamps, data sources, rolling windows, execution constraints).
• Connectors to compatible exchanges/brokers (e.g., OANDA / Binance) using server-side encrypted API keys.
• Performance logs, CSV/JSON exports, private webhook for Privilège Members.
• Technical support and optional training depending on the offer.

5. Account, authentication and access

Access to the Services requires an individual Account. The User agrees to keep their credentials confidential and remains responsible for all actions performed through their Account. LITL implements anti-fraud controls, connection anomaly detection and access logging for security and audit purposes.

6. Plans, pricing and taxation

Prices are expressed in USD and may change. Applicable amounts are those displayed at the time of subscription. Taxes or withholding potentially due in Paraguay or the User’s jurisdiction remain their responsibility. Payments are processed via a secure payment provider.

7. Billing, renewal and failed payments

Unless otherwise stated, recurring offers renew automatically for the same duration. In case of failed payment, LITL may retry collection, suspend access and/or downgrade the Account until regularisation. Invoices are issued electronically.

8. Withdrawal and refunds

Unless mandatory Paraguayan law states otherwise, digital services delivered after immediate execution with explicit consent are not subject to withdrawal rights. Activated subscriptions are non-refundable, except in cases of substantial unavailability directly attributable to LITL.

9. User obligations

• Configure API keys with minimum required permissions (read/trade, no withdrawal).
• Define risk parameters (leverage, size, SL/TP) under their sole responsibility.
• Comply with applicable laws, notably regarding taxation, currency exchange and data export.
• Refrain from reverse engineering, overload (DoS) or unauthorised access.

10. Risk warning

Trading carries significant risk of partial or total capital loss. Past performance, backtests and simulations do not guarantee future results. The User acknowledges markets may be illiquid, volatile, subject to slippage, latency, disconnection or execution failures from third-party providers.

11. Personal data and logs

LITL processes data required for account management, security, service execution and support (legal basis: contractual execution and legitimate interest). Technical logs (access, AI decisions, errors) are retained for audit and improvement. No commercial transfer to third parties occurs without consent.

12. KYC/AML compliance

LITL may request additional information for KYC and AML compliance. Failure to provide it or inconsistencies may result in temporary or permanent account suspension.

13. System and API key security

API keys are encrypted server-side and must never be shared in unsafe channels. LITL applies TLS/SSL, secret segmentation, role-based access control and admin logging. The User remains responsible for the security of their local devices.

14. Availability, maintenance and updates

LITL aims for reasonable high availability. Planned or unplanned interruptions may occur. Critical maintenance may be carried out without notice in urgent cases to preserve system and data integrity.

15. Limitation of liability

To the extent permitted by law, LITL’s total liability, for any legal basis, is limited to the amount paid by the User over the past twelve (12) months for the relevant Service. Excluded are loss of profits, opportunity loss, indirect, special, consequential or punitive damages.

16. Intellectual property and license

Platform components (code, AI models, knowledge bases, interfaces, trademarks) are protected. A non-exclusive, non-transferable, revocable license is granted for the contract duration. Any unauthorised extraction, reproduction or distribution is prohibited.

17. Prohibited uses

• Mass scraping, port scanning, bypassing API limits, intentional overload.
• Unauthorised access sharing, resale of accounts, session rental.
• Use for illegal purposes, fraud, money laundering or financing of prohibited activities.

18. Duration, suspension and termination

The contract applies for the selected period. LITL may suspend or terminate access in cases of abuse, fraud, security breach, unpaid fees, or violation of Terms or legal obligations. The User may terminate their subscription in their client area at the end of the current period.

19. Force majeure

Neither Party is liable for failures caused by irresistible, unforeseeable and external events (disasters, wars, major Internet outages, administrative decisions, etc.).

20. Governing law and jurisdiction

These Terms are governed by Paraguayan law. Any dispute falls under the competent courts of Encarnación (Itapúa), without prejudice to mandatory public-policy rules.

21. Evidence and electronic signature

Logs, timestamps, electronic receipts, emails and payment records constitute proof between the Parties. Online acceptance constitutes electronic signature and contractual commitment.

22. Amendments to the Terms

LITL may amend these Terms for legitimate reasons (security, compliance, improvement). Updated versions are published on the Platform and apply to renewals and new subscriptions.